Image Cash Letter Processing

By employing Image Cash Letter (ICL) processing and services, companies can gather a large number of check images together with associated data into a structured file that can be transmitted to an electronic deposit. Image Cash Letter processing (ICL) is ideal for payday loan and installment lenders with the tools in place to pre-process check deposits and generate ICL files.

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ICLs take full advantage of the powerful decisioning and reporting features available in a secure and trusted environment. All configuration and authentication management for users is centrally managed on the platform that includes a full reporting suite and sophisticated research tools to review and find information. Image cash letter ICL deposits take advantage of a decisioning portal which supports the creation of rules to ensure routing of deposited items to the lowest cost settlement endpoint. Users can also mitigate risk and configure decisioning rules for electronic deposits.